Life Insurance & Long Term Disability

Life Insurance 

Group Term Life Insurance

The County of Tulare provides all benefit eligible employees with Basic Life Insurance and Accidental Death and Dismemberment coverage - the policy will pay double the policy's value in the event that the insured dies as a result of an accident.

The plan includes MedEx Travel Assistance Plan which provides benefits when traveling 100 miles or more from home, such as locating medical care, evacuation/repatriation, emergency credit card, ticket or passport replacement, and missing baggage assistance.

This plan also provides a living benefit option if you are diagnosed with a terminatl illness expected to result in your death. You also have the option to convert your coverage to an individual policy if you leave the County.

Click here for the Standard Life Summary

Beneficiaries

Your beneficiary is the person to whom benefits are paid in the event of your death. It is important to name your beneficiaries to ensure that any benefits payable at your death are left to the survivors you intend. You may name more than one beneficiary and specify the percentage that each beneficiary is to receive. Keep in mind, that if you are married, your spouse may have a legal interest in benefits payable at your death. A beneficiary designation may be subject to challenge if it will result in your spouse receiving less than his or her share of that portion of the benefit that is considered community property.

Click here for the Life Insurance Beneficiary Form

 

Long Term Disability

This benefit is available to employees in Bargaining Units:  7, 9, 10, 11, 14, 15, 16, 19, 20, 21, 22, 50

Long Term Disability (LTD) insurance helps replace a portion of your income if you are sick or injured and unable to work due to an injury or illness. The plan replaces up to 60% of your covered monthly earnings to a maximum monthly benefit of $5,000. The benefit is provided at no cost to County employees in the above mentioned bargaining units. LTD benefits begin after you have been totally disabled for 60 days. This 60 day period is known as the elimination period.

 Click here for the Long Term Disability Summary Document

Click here for the Long Term Disability Benefits at a Glance