Dental Plan Options
Although medical, dental, and vision benefits are offered as a bundle, and cannot be elected individually, employees have the option of electing either Delta Dental PPO or DeltaCare USA HMO plan.
Delta Dental PPO is a preferred provider plan that allows you to save on out-of-pocket expenses when you visit a Delta Dental PPO dentist.
DeltaCare USA operates much like a medical HMO plan. When you enroll you will be required to select a primary care dentist within the network, if you do not make an election one will be chosen for you. You must utilize your chosen provider for all your care to obtain coverage. You may change primary care dentists via phone or internet, but cannot access services from that provider prior to making the change with DeltaCare.
This plan offering is a lower cost option than the Delta Dental PPO, and the annual benefits have no maximum. Each covered service is offered at a co-pay which is outlined in the summary of benefits. There are no claim forms; you only need to pay the specified copayment for covered services at the time of your visit.